Support and Resources
Special Enrollment Periods
Last Updated: August 25, 2026Learn how to qualify for Special Enrollment Periods at Access Health CT to ensure continuous health coverage outside the annual open enrollment.
Revised Covered Connecticut Article
Last Updated: September 22, 2026Some Connecticut residents that meet specific eligibility requirements are paying $0 for their health insurance coverage, thanks to the new Covered Connecticut Program created by the State of Connecticut. The Covered Connecticut Program provides health insurance coverage, dental coverage and Non-Emergency Medical Transportation (NEMT) administered by the Connecticut Department of Social Services. For eligible Connecticut residents...
Dental coverage through Access Health CT
Last Updated: September 22, 2026Dental and oral health are important to your overall health and well-being. You can get dental coverage through Access Health CT in a few different ways.All health insurance plans offered through Access Health CT include pediatric dental coverage for anyone under 26 years old. It is also as an Essential Health Benefit under the ACA. Some...
American Rescue Plan Act & Inflation Reduction Act
Last Updated: September 22, 2026The American Rescue Plan (ARPA) and the Inflation Reduction Act (IRA) make health insurance coverage more affordable and accessible for many Connecticut residents. These laws changed the way we calculate financial help for customers. As a result, many more customers now qualify for financial help to make plans more affordable. Whether you’re a first-time shopper...
Verification Documents
Last Updated: September 22, 2026This article has general information about verification documents. Here is a list of documents you can submit and instructions for instructions for uploading documents. If you still have questions, find help on our website or call us at 1-855-805-4325 (TTY 1-855-789-2428 or contact us at 1-855-805-4325 with a relay operator). When you apply for health...
Verify your household income
Last Updated: September 22, 2026If you received a letter from us asking you to confirm your income, choose one of the acceptable documents below that shows your income and follow the instructions in the letter to send to Access Health CT. Even if you have enrolled and started using your plan, you may lose your financial help if we don’t receive those documents from you by the deadline indicated in the letter.Call us at 1-855-805-4325...
Rate Increase Justification
Last Updated: September 22, 2026Why is my bill higher this year compared to last year?Premium rates can increase from year to year. Rate increases must be approved by the Connecticut Insurance Department.The insurance companies that offer coverage through Access Health CT have issued rate increases for plans being offered in 2026. This means that if you were enrolled in a...
New Special Enrollment Period for Residents with Lower Income
Last Updated: September 22, 2026There is a Special Enrollment Period for Residents with Lower Income, allowing some residents to sign up for health coverage through Access Health CT outside of the Open Enrollment Period. If your household income is at or below 150% of the Federal Poverty Level (see chart below) you can use this opportunity to enroll through Access...
The Inflation Reduction Act (IRA)
Last Updated: September 22, 2026The Inflation Reduction Act Means More Access to Affordable Coverage in CTThe Inflation Reduction Act (IRA) makes health insurance coverage more affordable by greatly reducing monthly payments (premiums) for many people who enroll through Access Health CT. And it provides financial help for people with somewhat higher incomes who can face high premiums. More people...
Qualified Health Plan Disclaimer for Advance Premium Tax Credit
Last Updated: September 22, 2026The following disclaimer appears if you enroll in a Qualified Health Plan and select Advance Premium Tax Credit (APTC). This disclaimer explains your tax filing responsibilities and any potential changes in premiums and APTC. Make sure you understand the details of this disclaimer, there could be significant impact to your financial help or federal income tax...
Stay Covered
Last Updated: September 22, 2026Access Health CT is here to help you choose a health or dental insurance plan, use your benefits and be well — all year long. We want to help you get the most value out of your health insurance plan in 2026 and avoid unnecessary costs. Access Health CT is here to help everyone stay...
Ways to Get Free Help
Last Updated: September 22, 2026Call Center For general questions, help with your application or your account, please contact our call center. Speak with an Enrollment Specialist who can answer your questions and guide you through the enrollment process–in many different languages. Call us at 1-855-805-4325, Monday – Friday from 8:00 a.m. to 4:00 p.m. (visit the Access Health CT website for details) ...
2026 Temporary Premium Assistance
Last Updated: September 22, 2026There is additional financial help to replace some or all of the expired federal enhanced premium tax credits for eligible Connecticut residents enrolled in health coverage through Access Health CT in 2026. Access Health CT is working to incorporate this new financial help into our system, but you can review the income information below to...
Creating Accounts and Linking Applications
Last Updated: September 22, 2026Managing your Access Health CT application is easier with an online account. You can use your online account in several ways, including making routine changes to your household information and your application. With an online account you can also: View important notices Report changes to your household information, like your household income, home and/or mailing address,...
Financial Help and Low/No-Cost Programs
Last Updated: September 22, 2026Complete One Application to See Your OptionsAccess Health CT is the only place where you can qualify for financial help to lower your health insurance costs or, if eligible, enroll into free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program). Before you begin an application, you can use the Compare Plans tool to...
Premium Tax Credit and Filing Separately
Last Updated: September 22, 2026No. Married couples who file their taxes separately are not eligible to receive financial help (or Advanced Premium Tax Credits known as APTC’s with a qualified health plan. Note: There are limited exceptions for those filing separately, such as exceptions for victims of domestic abuse or spousal abandonment.
What is Transitional Medical Assistance (TMA)?
Last Updated: September 22, 2026Transitional Medical Assistance (TMA) is a program offered through the Connecticut Department of Social Services (DSS). This program provides 12 months of extended medical benefits to certain individuals who lost their HUSKY A coverage due to earnings. Households that are no longer eligible for HUSKY Health will be reviewed to see if they qualify for Transitional Medical...
Online Account Access
Last Updated: September 22, 2026Having an online account can make managing your application easier. We encourage you to set up an online account when you apply through Access Health CT, and we are here to help you link your current application with your new online account. Key Account Information: You will need to know the following information in order to set...
Yearly Income Disclaimer
Last Updated: October 21, 2026The following disclaimer appears in the Tax Status section of the application when you enter or change your yearly income. Make sure you understand how the Premium Tax Credit works, and know that it is your responsibility to: Report the correct annual income to Access Health CT. Inform Access Health CT if your income changes during...
Dental coverage through Access Health CT
Last Updated: October 21, 2026Dental and oral health are important to your overall health and well-being. You can get dental coverage through Access Health CT in a few different ways. All standard health insurance plans offered through Access Health CT include pediatric dental coverage for anyone under 26 years old. It is also as an Essential Health Benefit under...
Premium Tax Credits and Filing
Last Updated: October 21, 2026If you don’t report financial help you received to the IRS, you will not be eligible for advance payments of the premium tax credit to help pay for your coverage in the future. Important: Make sure you complete your annual federal income tax filing before renewing your coverage. You’re required to reconcile the amount of the...
Employer Sponsored Coverage
Last Updated: October 21, 2026If you are being offered coverage through an employer, or through a family member’s employer, you may still be able to enroll through Access Health CT and get help with paying for healthcare coverage. Families with offers of employer health coverage may have new opportunities for savings, even if before they weren’t eligible. Can I...
Other Programs
Last Updated: October 21, 2026If you are looking for Medicaid (HUSKY C), Medicaid for Employees with Disabilities (MED-Connect), the Supplemental Nutrition Assistance Program (SNAP(food stamps)), and/or cash assistance, please contact the Connecticut Department of Social Services. Access Health CT cannot help you enroll in these programs. To enroll: visit the Connecticut Department of Social Services website or call them directly...
Enrolling for 2026
Last Updated: October 21, 2026This article has information about the new Special Enrollment Period for 2026 Temporary Premium Assistance that ends on June 30, 2026. If you don’t have a Qualifying Life Event, you must call us to see if you qualify for 2026 Temporary Premium Assistance. Learn more about other opportunities to enroll, like HUSKY Health, Covered CT...
Federal Policies Will Impact Financial Help
Last Updated: October 21, 2026The federal government has not taken action yet to renew some subsidies that have been available to customers since 2021. That means the amount of financial help available to Access Health CT customers is probably changing. Access Health CT has already informed the federal government of the impact of reduced financial help to you and...
I’m no longer eligible for Medicaid or CHIP. What are my options?
Last Updated: October 21, 2026If your eligibility has changed and you are no longer eligible for Medicaid/HUSKY Health coverage, you may qualify for a private insurance plan (also called a Qualified Health Plan, or QHP) with an insurance company through Access Health CT. You may qualify for financial help with paying for a Qualified Health Plan. If you were...
Income Used on Application
Last Updated: October 21, 2026When you apply for healthcare coverage through Access Health CT, we will ask about your household income — more specifically, your Modified Adjusted Gross Income (MAGI). We need this information to complete your application, and to see if you qualify for programs like Medicaid (HUSKY Health/Children’s Health Insurance Program) or for financial help in the form of...
Can I apply for a qualified health plan through Access Health CT if I have COBRA?
Last Updated: October 21, 2026What is COBRA? COBRA is a federal law that may allow you to temporarily keep your health coverage after a qualifying event, such as job loss. If you choose COBRA continuation coverage, you may have to pay 100% of the monthly payments (premium), including the share the employer used to pay, and a small administrative...
Covered CT Program
Last Updated: October 20, 2026Some Connecticut residents that meet specific eligibility requirements are paying $0 for their health insurance coverage, thanks to the new Covered CT Program created by the State of Connecticut. The Covered CT Program provides health insurance coverage, dental coverage and Non-Emergency Medical Transportation (NEMT) administered by the Connecticut Department of Social Services. This Program is...
Form 1095-A
Last Updated: October 20, 2026If you or anyone in your household enrolls in a Qualified Health Plan (QHP) through Access Health CT, you will receive a Form 1095-A from Access Health CT. You will need this Form to complete your federal income tax return if you received financial help (Advance Premium Tax Credits). Individuals enrolled in a Catastrophic plan will not...
Reporting Changes to Household Information
Last Updated: October 20, 2026If any of your personal information changes during the year, changes should be reported within 30 days or as quickly as possible. If we don’t have the most up-to-date information it can make it harder for us to get in touch with you about your account and it can affect the amount of financial help...
Privacy Policy
Last Updated: October 20, 2026Access Health CT Privacy Policy Access Health CT is the health insurance marketplace developed by the State of Connecticut to satisfy the requirements of the federal Patient Protection and Affordable Care Act (the “ACA”). This Privacy Policy describes our policies and procedures regarding our collection, use and disclosure of the personal information that we receive...
Notice of Non-Discrimination
Last Updated: October 20, 2026Access Health CT complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin (including limited English proficiency and primary language), age, disability, or sex (consistent with the scope of sex discrimination described at 45 C.F.R. § 92.101 (a)(2)). Access Health CT does not exclude people or...
Steps: How to Upload your Documents to your Online Account
Last Updated: October 20, 2026Follow these steps to submit document(s) to your Access Health CT account that are required for verification. You may need to repeat these steps for every household member and for every document category that is required for verification. Visit the Access Health CT website and click Sign in to access your account with your User...
Continuous Enrollment Unwinding and HUSKY Health Coverage
Last Updated: October 20, 2026What steps can I take to get ready? Update us so we can update you! Make sure your address and phone number are up to date with Access Health CT and/or the Department of Social Services (DSS). Consider providing your email address, opting to receive text messages or selecting paperless delivery for important notifications. HUSKY A,...
Why Has My Financial Help Changed?
Last Updated: October 12, 2026You may have noticed that your monthly bill for health insurance changed. This could be due to a change in the amount of financial help you qualify for. There are two types of financial help you may qualify for: the Premium Tax Credit (PTC), which you can take in advance (APTCs) or claim on your federal...
Verification Help
Last Updated: August 25, 2026Learn how to verify your information for health insurance plans through Access Health CT with this step-by-step guide.
Financial Help for Health Insurance
Last Updated: August 25, 2026Explore financial assistance options for health insurance through Access Health CT, including Premium Tax Credits, Medicaid, and Cost-Sharing Reductions.
Report Changes to Your Plan
Last Updated: August 25, 2026Learn how to report changes to your health insurance plan on Access Health CT to ensure your coverage remains accurate and uninterrupted.